Commercial Insurance

In order to focus on your business needs, it is important to note that R.K. Hughes, Inc. has a particularly strong background and emphasis in the property and casualty division. Approximately 85% of our clients are comprised of commercial lines businesses with focus in manufacturing, wholesaling, construction, transportation, and distributing as just a few examples. The seventy years of experience in this arena has enabled us to develop a high quality of service to address many of your company’s needs. In addition, our long time experience has developed a sense of tradition enabling us to staff R. K. Hughes, Inc. with the most highly qualified and dedicated personnel.

When choosing insurance for your business, it is important that any and all expectations you have are met. It is important that you can trust an expert in the insurance business to assist you in making the proper selections for your insurance while meeting those expectations. As with any important decisions affecting your business, many alternatives for insurance coverage are available. The best alternative for your business is the most cost efficient comprehensive coverage.

Once you decide how your business needs to be insured, R.K. Hughes, Inc. can work closely with you to review exposures, anticipate needs, offer direction and solutions, help develop and implement your plans, structure the insurance program, evaluate the cost to be expended for protection, and ultimately provide optimum insurance protection at a reasonable cost. We understand that every client has individual goals, which in turn creates the need for a specialized program to fit their particular needs.

R.K. Hughes, Inc. has a premium volume over 20 million dollars. We represent several leading insurance companies of national reputation such as: The Chubb Group, Harleysville Insurance Company, The Hartford Group, CNA, New Jersey Manufacturers, One Beacon Insurance, Preferred Mutual, Selective Insurance, Travelers, Quincy Mutual, and The Andover Companies. In addition, we can access countless other markets through our network of first-rate wholesalers within our industry.

In addition to New Jersey, we are a licensed insurance representative in over 22 states.