Group Health and Life Insurance
Health
Insurance is one of your most important
needs. Without it, one serious illness or accident could wipe you
out financially. We offer information that will help you decide
which is the best plan for you and your budget. Most Americans get
health insurance through their jobs or are covered because a family
member has insurance at work. This is called group insurance and is
generally the least expensive kind. Some employers offer only one
health insurance plan. Some offer a choice of plans: a
fee-for-service plan, a health maintenance organization (HMO), or a
preferred provider organization (PPO). These plans differ in
significant ways and can be explained in detail by our agent.
Not all employers offer health insurance. You might find this to be
the case with your job, especially if you work for a small business
or work part-time. If your employer does not offer health insurance,
you can buy an individual policy, however, you should utilize your
agent to compare your options and shop carefully for the best
coverage for you.
Click here to
fill out an application
for a
Group Health Insurance Quote (En
Español) . Please note, you must speak directly to a
representative of our office to bind coverage.
Life insurance is a crucial step in planning for your future
and your family’s future. It can fulfill promises and obligations to
your family if you are no longer living.
The death benefit is income-tax free and can be used to cover
funeral expenses, repay debt, provide education, pay estate taxes or
any other expenses your survivors may incur.
Life insurance may also be used to help ensure that a family
business will pass to your intended survivor. There are also
benefits to certain types of life insurance plans during your
lifetime.
 Click here to
fill out an application
for a
Life Insurance Quote
(En Español). Please note, you must speak directly to a
representative of our office to bind coverage.
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